Descriptive Essay About Mothers Cookies Essay Example for Free

Descriptive Essay About Mothers Cookies Essay Many students enter college expecting good times, knowledge, friendships, and a new sense of direction. When I first got to William Penn I didn’t believe I would gain any of that. As time has passed I realized that WPU does have a lot to offer but everything takes patients. I also had to realize that everything wasn’t going to come easy either. I soon found out that college comes with challenges and struggles because of the great demands and expectations that comes with success. The demands of doing many different things with very little time can become overwhelming. But I believe I’m starting to get the hang of it. There are a limited number of students on the campus so it makes it easier to focus in class that’s something I really like. Putting in long hours and worrying about class does bring extra stress but I’m learning to balance it all out. Coming to WPU has also taught me to have an open ming that I can’t just do the tihngs that I know how to do. I have to try new things that im unconfortable doing. I believe attending this university will open many doors for me. It will also help me mature and become a better student . WPU wiil also help me build my career and start my life on the right path. I chose to come to William Penn becaus I knew that a school far away would give me a better chance to focus on school without too many distractions. Another reason I chose William Penn is because Im very deticated to basketball and coach Henry offered me scholarship money to give me an oppurtunity to play. I also did my research and I noticed that the basketball team had a great season and great program. So I figured it was an honor that William Penn wanted me. I also have lived in Louisiana my whole life so i was really read for the college experience and something different other than Louisiana. So far Im feeling that William Penn was the right choice for me. I needed a new start away from all my problems back home. I was really making bad choices that was starting to lead my life in a direction that i was not prepared for. Ofcourse all my problems are not going to just go away but being at William Penn is giving me an oppurtunity to live my dreams and revatuate myself as a person. Then I will be able to deal with my issues back home as a different person with a better mind set. So I definately dont regret coming to this school because it is keeping me grounded and building character. Read Also:Â  Descriptive Essay Topic Ideas

Korean Immigrants to America Essay example -- Immigration Essays

Korean Immigrants to America On January 13, 1903, the first Korean Immigrants set foot in Hawaii. There were eighty six people on that first voyage, and since then there have been over 550,000 Koreans who have made the journey to the United States over the past 100 years. The original immigrants and their descendants now total over 1.6 million. Korean Americans make up one of the most prominent Asian communities in the United States. Many elements of Korean Culture, ranging from Kim Chee to Tae Kwon Do, have made their way into the American Lifestyle. There have been many events that have shaped the Korean American community and there are many current issues that affect Korean Americans. Aboard the S.S. Gaelic, the first ship to bring Korean immigrants to the United States, there were only 102 men, women and children (Chow). However, over the next two years, over seven thousand Koreans moved to Hawaii (Kim, 367). Most were young men who came to look for a new life on the sugar cane plantations that needed labor. These plantation workers had hard lives, working to save money to bring their families over from Korea or in hopes of someday returning to their homeland. The period from 1905 to 1924 is characterized by quite a different group of Korean Immigrants. One part of this group was made up of Koreans who were running from their government and students who were studying in the US. Syngman Rhee, who would become the leader of South Korea during the Korean War, was earning his Ph.D. at Princeton University during this time. About 500 students and political refugees arrived in America (... ...st to America: Korean American Life Stories. New York: The New Press, 1996. The pictures used are from the following sites: Adamnski, Mary. â€Å"A Better Life.† The Honolulu Star Bulletin. 12 Jan. 2003. 22. Nov. 2003. (http://starbulletin.com/2003/01/12/news/story3.html) Adamnski, Mary. â€Å"Korean Immigration to Hawaii at a Glance .† The Honolulu Star Bulletin. 12 Jan. 2003. 22. Nov. 2003. (http://starbulletin.com/2003/01/12/news/story3.html) Dayton, Kevin. â€Å"KIM.† The Honolulu Advertiser. 22 Nov. 2003. (http://the.honoluluadvertiser.com/specials/korean100/kim/) â€Å"Korean American Archive Photograph Sets.† 12 June, 2003. 22, Nov. 2003. (http://www.usc.edu/isd/archives/arc/findingaids/kaaphotos/index.html) â€Å"Margaret Cho Hires Photo Gallery, Misc.† The Official Margaret Cho Website. 22 Nov. 2003. (http://video.margaretcho.net/margaret_cho_photos/misc.htm)

One Way You Can Lower the Cost of Produce Essay

One way you can lower the cost of produce and be sure of their origin is to grow your own. Even in urban centers people are doing so. Go on the internet and see how you can as well. Discuss and describe one way you can make this happen whether in a dining facility or at home. Produce cost will be lower if you grow them at your home because it will reduce many of the cost that is associated with if you have to buy them in the supermarket or the food/vegetable market. The cost of labor will be reduce, the cost of transportation; whether it’s by land or a combination of land, sea, and ship will also be reduced. These costs are trickle down to the consumers which at time cause the end product to be very expensive. For the people living in the urban areas there are several option which they can explore to cultivate their own produce. One of such is if they have a piece of land in their yard, they can plant different vegetables on the land. It doesn’t have to be in abundance, a root or two of the different vegetables. If the piece of land that is not dirt, if it is concrete they can build vegetable beds off the ground and plant their produce there. Another option is to use flower plots to plant your vegetables, this takes up a lot less space and give you the same results, your own produce. When you grow your own produce you have control over the type of fertilizer you used on your crops and you can allow them to grow within their own natural timing. Some of the produce one can grow are; carrots, cucumbers, tomatoes, and sweet pepper. These are short crops that once control will not take up a lot of space. These produce sometimes cost a lost if you have to buy them, and since most people are becoming health conscience they are a part of their daily meals. You can imagine how much you can save and the peace of mind you can get not worrying about how they were grown when you grow your own produce. Growing your own produce is all good, I see no negative to it and it should be something we all practice so that we can have more disposable income, eat healthier, and contribute to the protection of the ozone layer.

Obamacare Penalty and Minimum Insurance Requirements

The federal tax penalty for not being enrolled in an Affordable Care Act (ACA)-qualified health insurance plan was eliminated by the Donald Trump administration in 2019. However, persons who received a penalty for not having health insurance in 2018 will still have to pay the penalty on their 2019 tax returns. According to U.S. Centers for Medicare and Medicaid Services, the 2018 tax penalty for not having health insurance is $695 for adults and $347.50 for children or 2% of your yearly income, whichever amount is more. While there will no longer be a federal tax penalty for going uninsured or choosing a plan that is not ACA-compliant after the 2019 tax filing season, several states, including New Jersey, Massachusetts, Vermont, and the District of Columbia, have their own health insurance penalties that are assessed when people do not have insurance that complies with that state’s laws. The Now Phased-out Obamacare Tax Penalty By March 31, 2014, almost all Americans who could afford it were required by Obamacare - the Affordable Care Act (ACA) -- to have a health insurance plan or pay an annual tax penalty. Here is what you need to know about the Obamacare tax penalty and what kind of insurance coverage you need to avoid paying it. Obamacare is complicated. A wrong decision can cost you money. As a result, it is critical that all questions regarding Obamacare be directed to your health care provider, your health insurance plan or to your states Obamacare Health Insurance Marketplace.Questions can also be submitted by calling Healthcare.gov at toll-free 1-800-318-2596 (TTY: 1-855-889-4325), 24 hours a day, 7 days a week.During the great Obamacare bill debate, Obamacare supporter Senator Nancy Pelosi (D-California) infamously said lawmakers needed to pass the bill so we can find out whats in it. She was right. Nearly five years after it became law, Obamacare continues to confuse Americans in great numbers. [ Yes, Obamacare Does Apply to Members of Congress ]Â   So complicated is the law, that each of the state Health Insurance Marketplaces will employ Obamacare Navigators to help uninsured people meet their Obamacare obligation by enrolling in the qualified health insurance plan that best meets their medical needs at an affordable cost. Minimum Insurance Coverage Required Whether you have health insurance now or buy it through one of the Obamacare state Insurance Marketplaces, your insurance plan must cover 10 minimum essential health care services. These are: outpatient services; emergency services; hospitalization; maternity/newborn care; mental health and substance abuse services; prescription drugs; rehabilitation (for injuries, disabilities or chronic conditions); lab services; preventive/wellness programs and chronic disease management; and pediatric services.If you have or buy a health plan that does not pay for those minimum essential services it may not qualify as coverage under Obamacare and you may have to pay the penalty.In general, the following types of health care plans will qualify as coverage: Any plan purchased through one of the state Insurance Marketplace and employer-provided insurance plans, including plans for retirees;Medicare and Medicaid;Childrens Health Insurance Program (CHIP);Military TRICARE;Veterans health care programs; andPeace Corps volunteer plans Other plans may also qualify and all questions regarding minimum coverage and plan qualification should be directed to your states insurance Marketplace Exchange. The Bronze, Silver, Gold, and Platinum Plans Health insurance plans available through all Obamacare state Insurance Marketplace offer four levels of coverage: bronze, silver, gold and platinum. While bronze and silver level plans will have the lowest monthly premium payments, out-of-pocked co-pay costs for things like doctor visits and prescriptions will be higher. Bronze and silver level plans will pay for about 60% to 70% of your medical costs.Gold and platinum plans will have higher monthly premiums, but lower co-pay costs, and will pay for about 80% to 90% of your medical costs.Under Obamacare, you cannot be turned down for health insurance or forced to pay more for it because you have an existing medical condition. In addition, once you have insurance, the plan cannot refuse to cover treatment for your pre-existing conditions. Coverage for pre-existing conditions begins immediately.Once again, it is the job of the Obamacare Navigators to help you select a plan offering the best coverage at a price you can afford.Very Important - Open Enrollment: Each year, there will be an annual open enrollment period after which you will not be able to purchase insurance through the state Insurance Marketplaces until the next annual open enrollment period, unless you have a qualifying life event. For 2014, the open enrollment period is October 1, 2013 to March 31, 2014. For 2015 and later years, the open enrollment period will be October 15 to December 7 of the previous year. Who Does Not Have to Have Insurance? Some people are exempt from the requirement to have health insurance. These are: prison inmates, undocumented immigrants, members of federally-recognized American Indian tribes, persons with religious objections, and low-income persons not required to file federal income tax returns.Religious exemptions include members of health care sharing ministries and members of federally-recognized religious sect with religion-based objections to health insurance. The Penalty: Resistance is Futile and Expensive Attention health insurance procrastinators and resistors: As time goes by, the Obamacare penalty goes up.In 2014, the penalty for not having a qualified health insurance plan is 1% of your annual income or $95 per adult, whichever is higher. Have kids? The penalty for uninsured children in 2014 is $47.50 per child, with a maximum per-family penalty of $285.In 2015, the penalty increases to the higher of 2% of your annual income or $325 per adult.By 2016, the penalty goes up to 2.5% of income or $695 per adult, with a maximum penalty of $2,085 per family.After 2016, the amount of the penalty will be adjusted for inflation.The amount of the annual penalty is based on the number if days or months you go without health insurance after March 31. If you have insurance for part of the year, the penalty will be prorated and if you are covered for at least 9 months during the year, you will not pay a penalty.Along with paying the Obamacare penalty, uninsured persons will continue to be financ ially responsible for 100% of their health care costs.br/>The nonpartisan Congressional Budget Office has estimated that even in 2016, more than 6 million people will pay the government a combined $7 billion in Obamacare fines. Of course, revenue from these fines is essential to paying for many of the free health care services provided for under Obamacare. If You Need Financial Help To help make mandatory health insurance more affordable to people who cant afford it in the first place, the federal government is providing two subsides for qualifying low-income individuals and families. The two subsides are: tax credits, to help pay monthly premiums and cost-sharing to help out-of-pocket expenses. Individuals and families can qualify of either or both subsidies. Some people with very low incomes may wind up paying very small premiums or even no premiums at all.Qualifications for insurance subsidies are based on annual income and vary from state to state. The only way to apply for a subsidy is through one of the state insurance Marketplaces. When you apply for insurance, the Marketplace will help you calculate your modified adjusted gross income and determine of you qualify for a subsidy. The Exchange will also determine if you qualify for Medicare, Medicaid or a state-based health assistance plan.